Hey, Mr. Wonderful here and I want to talk about credit scores. Why? Because if you have a bad credit score it’s really expensive. People with bad credit scores have a hard time borrowing money, cause lenders don’t want to take the risk and they charge really high interest rates. So one of the best things you can do is drive up your credit score so you drive down your interest expense. It’s kind of crazy that anyone pays a bill and doesn't get credit for it. So, what I say is pay your bill, report it and lower your interest expense. Well how do you do this? You have your property management company get with Sperlonga. It's a great idea, that’s why I’m doing this shout out for Matt Martin. He’s driving this whole process. Sperlonga helps you reduce your interest expense by making you have a higher credit score. A very good idea. In today's world you want to be the best you can be, particularly when it comes to credit score. Sperlonga can help. Sperlonga Data & Analytics | Community Associations


Reduce Delinquencies  ::  Improve Cash Flow

“We saw a 15-18% increase in on-time payments immediately following notice to our homeowners and an average of 32% improvement in A/R balances for HOA Boards who’ve signed on.”

Shandron Pemberton -
President and CEO of PO Solutions, Inc


For Homeowners Associations, Condominium Associations, and Cooperatives, delinquencies are a major nuisance for the community.  Owners who do not pay their Association Assessment on time start an endless collection cycle that begins again every thirty days for the association.  This leads to expensive legal fees and countless hours spent chasing money in a very inefficient manner.

Through Sperlonga’s partnership with Equifax, largest of the three credit reporting agencies, our technology provides associations the ability to attach the Association Assessment to an individual owner’s Credit Score. 


By providing an immediate reporting mechanism when payments are due, owners have an incentive to make their payments on time.  Timely payments will positively impact an individual’s Credit Score and conversely, late payments will negatively impact an individual’s Credit Score.



  • Protect property values

  • Limit assessment increases

  • Minimize special assessments

  • Fund reallocation in association budget

  • Improve homeowner credit scores

  • Match board member fiduciary duty


  • Improve cash flow

  • Reduce delinquencies

  • Build reserves

  • Improve access for association loans

  • Limit legal fee’s, bad debt, collections cost


6800 Owensmouth Ave., Suite 135

Canoga Park CA 91303

info@sperlongadata.com  |  818-200-0530 


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